76704 · Waco, TX

In Waco

Crime — about the national average · 2022
Typical home
$112,360
School quality
32
Below average

Very affordable homes and solid services, but school ratings are a significant concern for families with kids.

The good

  • Affordable homes (~$112k) fit well within an E-5 BAH budget
  • Crime near the national average (2022 county data)
  • Key services covered: childcare, groceries, hospitals, storage

Worth weighing

  • Schools rated below average (32/100) — research individual campuses
  • County crime data may not reflect your specific neighborhood
  • No nearest base listed — verify your own commute
Typical home value by ZIP
lowerhigher
Zillow ZHVI · relative within district

Homes for sale in 76704 — tap a price to see the home. The shaded area is the ZIP.

Area safety
423violent crimes / 100k
About the national average(US avg 387)

County-level violent-crime rate for McLennan County, from the FBI Uniform Crime Reporting program via County Health Rankings (2022). Crime isn't reported at the neighborhood level — this is the closest honest grain and applies to the whole county.

School district
32
Waco
Below average · open the district →

What your BAH buys in 76704

Typical home here is $112,360 (Zillow ZHVI).

What can your BAH buy here?

Pick your grade — the 2026 housing allowance for the WACO, TX area does the rest.

Dependents
Monthly housing budget
$1,755
$1,755 BAH
Buys a home up to
$277,660
0-down VA loan, ~6.5%, 30-yr · P&I only
Typical home here is $112,360budget covers 247%

A median-priced home here fits inside your housing budget. Illustrative — excludes taxes, insurance & HOA; your real rate & grade move this.

Services near Waco, TX

Top-rated picks across the nine PCS essentials.

Homes for sale in 76704

Live listings, pulled on demand.

Connect with a local expert

Get matched with a veteran-friendly real estate agent and VA loan officer who know Waco, TX. Free, no obligation.