76504 · Temple, TX

In Temple · also overlaps Troy

Crime — about the national average · 2022
Typical home
$191,757
School quality
38
Below average
To base
22 mi
Fort Cavazos

Affordable ZIP near Fort Cavazos with solid services but below-average schools worth researching.

The good

  • Typical home (~$192k) fits within an E-5 BAH budget
  • Fort Cavazos ~22 miles away
  • Hospitals, grocery, childcare, and storage all available
  • Crime about the national average (2022 county data)

Worth weighing

  • Schools rated below average (37.5/100) — research individual campuses
  • County crime data may not reflect your specific neighborhood
  • School score reflects district-wide average, not any single school
Typical home value by ZIP
lowerhigher
Zillow ZHVI · relative within district

Homes for sale in 76504 — tap a price to see the home. The shaded area is the ZIP.

Area safety
411violent crimes / 100k
About the national average(US avg 387)

County-level violent-crime rate for Bell County, from the FBI Uniform Crime Reporting program via County Health Rankings (2022). Crime isn't reported at the neighborhood level — this is the closest honest grain and applies to the whole county.

School district
38
Temple
Below average · open the district →

What your BAH buys in 76504

Typical home here is $191,757 (Zillow ZHVI).

What can your BAH buy here?

Pick your grade — the 2026 housing allowance for the FORT HOOD, TX area does the rest.

Dependents
Monthly housing budget
$1,695
$1,695 BAH
Buys a home up to
$268,167
0-down VA loan, ~6.5%, 30-yr · P&I only
Typical home here is $191,757budget covers 140%

A median-priced home here fits inside your housing budget. Illustrative — excludes taxes, insurance & HOA; your real rate & grade move this.

Services near Temple, TX

Top-rated picks across the nine PCS essentials.

Homes for sale in 76504

Live listings, pulled on demand.

Neighborhoods in 76504

Connect with a local expert

Get matched with a veteran-friendly real estate agent and VA loan officer who know Fort Cavazos. Free, no obligation.