Relocating to South Valley, NM

One town in the ALBUQUERQUE/KIRTLAND AFB, NM housing area around Kirtland Air Force Base (Air Force). The where-to-buy decision runs by school district — start there.

Crime — well above the national average · 2022
Population
36,605
School districts
11
VA loan limit
$832,750

Where to buy near Kirtland Air Force Base

The home-buying decision runs by school district. Pick one to see its ZIPs, homes for sale, and what your BAH covers.

Whole-region view →
School-district quality
lowerhigher
EDFacts reading + math proficiency
  1. #127
    Los Lunas
  2. #226
    Albuquerque
  3. #326
    Moriarty Municipal
  4. #425
    Mountainair
  5. #524
    Santa Fe
  6. #624
    Belen Consolidated

Services near South Valley, NM

Top-rated picks across the nine things every PCS family scrambles to find.

Area safety
945violent crimes / 100k
Well above the national average(US avg 387)

County-level violent-crime rate for Bernalillo County, from the FBI Uniform Crime Reporting program via County Health Rankings (2022). Crime isn't reported at the neighborhood level — this is the closest honest grain and applies to the whole county.

2026 county loan limit
$832,750
Bernalillo

With full VA entitlement there is no loan limit — you can borrow above this figure with $0 down. This county cap only applies if your entitlement is reduced (you have an active VA loan, or a prior VA loss). A funding-fee & entitlement calculator is coming soon.

VA Regional Loan Center
Phoenix Regional Loan Center
Phoenix, AZ

The VA office that guarantees home loans for AZ. Questions about your Certificate of Eligibility or entitlement:

Your housing budget

The DoD sets one BAH for the whole ALBUQUERQUE/KIRTLAND AFB, NM area. See what yours covers:

What can your BAH buy here?

Pick your grade — the 2026 housing allowance for the ALBUQUERQUE/KIRTLAND AFB, NM area does the rest.

Dependents
Monthly housing budget
$2,211
$2,211 BAH
Buys a home up to
$349,804
0-down VA loan, ~6.5%, 30-yr · P&I only

Connect with a local expert

Get matched with a veteran-friendly real estate agent and VA loan officer who know Kirtland Air Force Base. Free, no obligation.