Naval Base Kitsap

Before you go

• ✓Get pre-approved with a veteran-friendly VA loan officerBefore you look at a single home. You’ll know your real number, with no money down on the VA loan — so you shop with confidence.
• ✓Get matched with a vetted, veteran-friendly agent — through usOnce your pre-approval is in hand, we connect you with an agent who knows PCS timelines and VA offers. No cold sales calls.
• ✓Confirm your BAH and set your budgetMake sure the mortgage (or rent) fits inside your housing allowance.

House hunt

• ✓Pick your area — school district first, then ZIPUse the drill (base → district → ZIP) to narrow where to buy. For families, the school zone gates the decision.
• ✓Tour homes and write your VA offerWith your agent, focused on your target district/ZIP.
• ✓Work the VA loan steps: appraisal, inspection, funding feeThe VA funding fee is waived if you have a service-connected disability rating.

The move

• ✓Schedule your move (HHG or PPM) with the transportation officeLock your pack/pickup dates early — they fill up around PCS season.
• ✓Set up utilities, internet, and address changesSchedule turn-on for move-in day; update USPS, bank, and DEERS.

At your new base

• ✓Transfer TRICARE and find providers in the new regionUpdate your region, then line up a PCM, dentist, and any specialists.
• ✓In-process at your new commandConfirm your report date and finish base in-processing.

Your own items